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Terms of Service

These terms explain the rules for using XMCATX. Last updated: May 2026.

1. Acceptance

By downloading or using XMCATX, you agree to these terms. If you do not agree, do not use the app.

2. Permitted use

You may use XMCATX to manage personal collection records, ledgers, value notes, budget insights, and related private information. You are responsible for the accuracy of the information you enter.

3. Local records

XMCATX stores collection and ledger records locally on your device. You are responsible for device security, backups, and any manual exports or previews you choose to create.

4. Estimates and insights

Current value, resale estimates, budget pressure, slot analysis, and health scores are informational tools. They may be incomplete or inaccurate and should not be treated as guaranteed market values.

5. Availability

We may update, change, suspend, or discontinue features as the app evolves. We aim to preserve a stable private workspace, but we do not guarantee uninterrupted availability.